Last updated: August 2023
This Disclaimer forms part of the Terms of Use for all Services offered by Ayse Ozalkan (“Company”, “we” or “us”).


Only informative and educational purposes may be served by using our services. To the fullest extent allowed by law, we expressly disclaim all responsibility for any direct, indirect, or consequential loss or damage suffered by you or others as a result of using our services, including without limitation any responsibility for any mishaps, delays, harm, loss, damage, death, lost profits, interruptions of personal or business operations, incorrect information use, physical or mental disease, condition, or issue, physical, mental, emotional, or spiritual injury. You expressly realise and agree that, including you, we are not liable for any defamatory, objectionable, or unlawful activity on the part of any participant or user.


Our services should not be interpreted or used as legal, financial, or commercial advice in any way. The advice you can get from your own accountant, lawyer, or financial advisor should not be replaced by the information supplied through our Services. In no manner do we offer legal or financial advice. You are now instructed to seek the advice of your own accountant, attorney, or financial advisor with regard to any and all problems and issues you may have regarding your own income and taxes that are related to your particular financial or legal status. You acknowledge and accept that as a result of the information provided to you through our Services, we are not liable for your earnings, the success or failure of your business decisions, the improvement or deterioration of your financial situation, your level of income, or any other outcome of any sort. Your performance is entirely your responsibility.


You agree that we have not made and will not make any claims regarding the physical, mental, emotional, or spiritual health benefits, future earnings, costs, volume of sales, possible profitability, or any other losses that may occur from your use of the Services. Through the use of our Services, we cannot and do not promise that you will achieve a specific result, good or bad, financial or otherwise, and you acknowledge and understand that each person will have different results. Additionally, we fully disavow any liability for the decisions, deeds, outcomes, use, abuse, or non-use of any information collected or accessed through any of our Services. You acknowledge that we are in no way liable or responsible for your outcomes and that they are solely your own.


We make an effort to guarantee the continuous availability and error-free delivery of our Services, including our content and communications via our Site, private Facebook groups, email communications, videos, audio recordings, webinars, recorded webinars, teleseminars, emails, downloadable Mp3 audio files, downloadable PDF printed transcripts, downloadable PDF handouts/slides, handouts, ebooks, or any other materials provided by us. Although we will do our best to limit the frequency and duration of suspension or restriction, we cannot promise that your access won't be occasionally interrupted or restricted, including to allow for repairs, maintenance, or updates. To the fullest extent permitted by law, you agree that we will not be liable to you for any damages, refunds, or other recourse should our Services become unavailable or access to them slow or incomplete due to any reason, including system backup procedures, internet traffic volume, upgrades, an overload of requests to the servers, general network failures or delays, or any other cause that may occasionally prevent you from using our Services.